Stick to Essentials for Everyone’s Happiness

Tempting offers can put holiday celebrations on ice

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Holiday seasons are times of celebration, connection and joy, yet they can also feel overwhelming with endless to-do lists, obligations and distractions.

Those who focus on what truly matters can embrace seasonal spirit without the stress. Of course, if that was so easy, everyone would do it.

Gabrielle Olya, lead writer and editor at GOBankingRates, paired with money experts at Experian, a consumer credit reporting company, to give tips key on essentials for a joyful holiday season.

Holiday essentials are about connection, comfort and creating memories — whether it is cozy time with family, festive meals or giving back.

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Think of what brings warmth, joy and meaning. Have time for relaxation, meaningful traditions and cherishing the little moments.

“For some people the essentials are buying gifts for loved ones,” Olya said. “For others it might be taking a vacation. Whatever your ‘essentials’ are, it’s important to create a budget for this expensive time of the year.”