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Smart Yet Cautious Money Management

Artificial intelligence can be a great financial tool if kept in check

6 min readJun 16, 2025
Whatsapp Messenger in Lagos, Nigeria, Africa. Photo by Benjamin Dada on Unsplash
Photo by Benjamin Dada on Unsplash

Artificial intelligence has rapidly transformed the way everyone interacts with information. The world of finance is no exception even on individual levels.

From personalized investment advice to real-time market analysis, AI is reshaping how to access financial knowledge and make informed decisions. This shift is democratizing financial success, empowering people with tools and insights that were once only available to experts.

That is a decidedly positive outlook, yet not everything is rosy when looking at how artificial intelligence makes financial knowledge and tools more accessible to the average person.

Artificial Intelligence is Growing, But What Do You Really Know?

“There are pros and cons,” said Beverly Harzog. “Sometimes, AI is a quick way to learn about money, but sometimes it’s wrong. I recommend taking a look at AI results, but follow up by confirming it with credible sources.”

She sees artificial intelligence through the skeptical lens of a journalist. The host of the Your Personal Economy podcast, Harzog is a credit expert and bestselling author of “The Debt Escape Plan: How to Free

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Jim Katzaman - Get Out of Debt
Jim Katzaman - Get Out of Debt

Written by Jim Katzaman - Get Out of Debt

Helping Americans shave years off of debt, cut thousands of dollars in interest, increase lifestyles and save for secure #retirement. largofinancialservices.com

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