The hardest part is getting into the right frame of mind — Money moves have been top of mind as the world tries to get its emotional and fiscal feet back on steady ground. Those who can afford to pop their heads up and look around face a host of challenges. Among the advance scouts are “wealth whisperer” Winnie Sun and marketing…

The right programs stop your people from walking out the door — Organizations struggle to provide the right benefits for their workers. Many leaders and managers don’t understand the basic wants and needs of rank-and-file employees, which is likely different from that of the top echelon. Coming from different professional and personal backgrounds, companies large or small can’t rely on managers or…

Your credit score boost could be only a utility bill away — Simply put, having good credit determines whether you’ll qualify for a loan. Depending on the interest rate of the loan you qualify for, it could mean the difference between hundreds and even thousands of dollars in savings. Those are the facts from the global information services company Experian. “Follow the…

Ultimate marketers reveal their tricks of the trade for efficiency — Productivity and marketing experts abide by the 80–20 Rule. Formally known as the Pareto Principle, the notion is that 80 percent of your results come from only 20 percent of your efforts. The rule has been applied for 100 years as a guide to efficiency. Top marketers such as Rebekah…

Age is just a number for those who want greater equality — For many seniors it’s the same old story that has not aged well. Your “experience” shows you have seen and done many things, which means you are ancient. That might be a good thing when young people seek advice from those with wisdom. …

Create a formal portrait of the person who will benefit you most — Creating a buyer persona lets businesses focus their marketing and be more productive. The fictional person embodies an ideal customer’s buying habits. A good persona emerges from listening and engagement. …

Regular reviews will give a true picture of where you stand — Rather than guess, business owners need to know where they stand in a competitive marketplace. What can they control? Are they prepared for outside forces? Entrepreneurs should regularly evaluate their company’s strengths, weaknesses, opportunities and threats. Collectively, these are known as SWOT. “Strengths and weaknesses are the internal factors that…