The hardest part is getting into the right frame of mind — Money moves have been top of mind as the world tries to get its emotional and fiscal feet back on steady ground. Those who can afford to pop their heads up and look around face a host of challenges. Among the advance scouts are “wealth whisperer” Winnie Sun and marketing…

The right programs stop your people from walking out the door — Organizations struggle to provide the right benefits for their workers. Many leaders and managers don’t understand the basic wants and needs of rank-and-file employees, which is likely different from that of the top echelon. Coming from different professional and personal backgrounds, companies large or small can’t rely on managers or…

Your credit score boost could be only a utility bill away — Simply put, having good credit determines whether you’ll qualify for a loan. Depending on the interest rate of the loan you qualify for, it could mean the difference between hundreds and even thousands of dollars in savings. Those are the facts from the global information services company Experian. “Follow the…

Ultimate marketers reveal their tricks of the trade for efficiency — Productivity and marketing experts abide by the 80–20 Rule. Formally known as the Pareto Principle, the notion is that 80 percent of your results come from only 20 percent of your efforts. The rule has been applied for 100 years as a guide to efficiency. Top marketers such as Rebekah…

Always be ready for the day when life deals you a bad hand — Running a business in normal times is a tough proposition. Challenges are greater during crises, which happen all too often. Indeed, they are cyclical. Pierre DeBois has seen his share of up and down cycles. He founded Zimana Analytics to help companies navigate through inevitable disruptions. Serving small businesses and…

Employers waste money, resources and people by not listening — Looking after employee health and welfare is one of the keys to maintain a happy and productive workforce. That puts greater emphasis on workers’ benefits. For Michelle Marquardt, this is especially important as people find strength in a tight employment market. They are flexing their collective muscle through the Great…

Go from invisible to invincible as people seek your expertise — Creating a strong personal brand will help you and your business spring from the shadows and command a distinct presence throughout social media. “Compete against big marketing budgets by understanding your business, your audience, developing a strong brand and finding unique opportunities,” said Kendra Losee. “Market smarter with innovative campaigns…

Inner peace leads to strong relationships with friends and family — Even in the best relationships, people need their own space for well-being and mental health. Contentious connections make personal boundaries imperative. Rachel Thompson has become an unwilling expert on the subject. A survivor of sexual abuse at age 11, she founded #SexAbuseChat to help survivors feel less alone and owns…

People go online for one thing and business for quite another — Keeping personal affairs apart from business is a hallmark of social media. Mixing the realms risks muddying messages, which can hurt return on investments. “Both types of accounts need to be separated,” said Nimit Bhatt. “One is your own personal profile where it is more about your thoughts and views…