Numbers tell the sobering story. A 2020 Brookings Institute study found that “Black people represent 12.7 percent of the U.S. population but only 4.3 percent of the nation’s 22.2 million business owners.”
Known as Ms. Madam Money, Jackson is a personal finance expert and founder of DUALpreneur, which helps people create multiple streams of income.
Money moves have been top of mind as the world tries to get its emotional and fiscal feet back on steady ground. Those who can afford to pop their heads up and look around face a host of challenges.
Among the advance scouts are “wealth whisperer” Winnie Sun and marketing and brand strategist Chelsea Krost. During Krost’s #MillennialTalk Twitter chat, they discussed how those able to do so can put their funds in the best position to ride out the coming months and beyond.
Amid uncertainties, financial stability is relative. Those in essential services might be financially stable but perhaps…
Organizations struggle to provide the right benefits for their workers. Many leaders and managers don’t understand the basic wants and needs of rank-and-file employees, which is likely different from that of the top echelon.
Coming from different professional and personal backgrounds, companies large or small can’t rely on managers or executives to know what everyone in the organization desires.
“Your organization probably invests a lot of time, energy and money to retain top employees,” said Meghan M. Biro, analyst, brand strategist, podcaster and TalentCulture chief executive officer. “Yet, at least occasionally, you still wind up losing them to competitors.”
Simply put, having good credit determines whether you’ll qualify for a loan. Depending on the interest rate of the loan you qualify for, it could mean the difference between hundreds and even thousands of dollars in savings.
Those are the facts from the global information services company Experian. “Follow the money” is a catchphrase popularized almost 50 years ago. In today’s world, a credit score could decide if you have any money to follow.
Productivity and marketing experts abide by the 80–20 Rule. Formally known as the Pareto Principle, the notion is that 80 percent of your results come from only 20 percent of your efforts. The rule has been applied for 100 years as a guide to efficiency.
Top marketers such as Rebekah Radice, Christina Nicholson, Bershan Shaw, Ben Parr and Chelsea Krost are huge fans of 80–20, or as they like to say, “Work smarter, not harder.” The entrepreneurs gathered in Krost’s #MillennialTalk Twitter chat to say how they succeed at business without trying as hard.
Mindset is important, particularly being able…
Even in normal times, burnout lurks nearby. Remote work with its pros and cons is nothing new. However, stressors ramped up in every respect as health and economic crises inflicted pressure on unprecedented scales.
Add to that the stress of finding side hustles to earn more money to cover expenses. It’s little wonder that people face physical and mental breaking points.
Her vocabulary wheel helps capture those feelings.
Graduation marks a bright new beginning. However, if those stepping out into the world trip over the way they manage their money, receiving a diploma could signal the beginning of the end.
“Graduating from college brings a lot of new responsibilities, such as finding a job and renting an apartment. Your credit score plays a role in nearly every one of these major milestones,” writes Alexandria White in an article for CNBC.
Ashley Brewster, financial educator and wealth management associate at Wealthquest, has looked closely at the financial challenges new graduates face. …
After a year of unprecedented health and economic crises, companies and their human resources staff are coming to terms with what awaits the workforce. The first question is how to reboot the system.
Human resources has had to adapt to virtual operations along…
Just like a person, every brand has a personality. The strongest brands carry a clear set of beliefs that attract specific types of customers who are loyal to what the company offers.
“Brand identity is more important than people think,” said Ivana Taylor, owner of DIYMarketers. “It’s how customers feel about you, and emotions drive purchases.”
Her company’s branding supports its vision of being “committed to helping small business owners get out of overwhelm.”
Few people will come right out and say it, but no one really likes posing for headshots, the professional photos that emblazon business cards and websites.
“Yet, they are so important,” said Beth Staub, co-owner of Adventure Auto Glass, an automotive glass installation and windshield repair facility. For headshots, she turns to her side hustle as a professional photographer doing business as Adventure Photo Studios.
“I love capturing people in those authentic experiences in life, the ones you want to memorialize, those meaningful times that can seem to pass so quickly, the ones we want most to pass on to…